I went ahead and joined the Monarch Club and I am hoping that this grows large enough to do things like pay off a student loan for someone who has say $200000 in loan debt and yet chooses to work for $24k a year because families whose cildren are in foster care need help or purchase a vehicle for a family that is walking their children to school and then to work over 10 miles per day (every day), or paying off a grocery tab for a family that just doesn't qualify for food stamps OR make enough to feed all their children. Just some ideas. Have a Fantastic Friday